First National Bank of the Rockies traces its roots back to the Old West when it was chartered in 1904 as The First National Bank of Meeker. For decades the bank has stood strong, and is one of only a few in the area to survive the Great Depression and the speculative boom and bust cycles of the region's oil shale activities. In the early 1990s the First National Bank of Meeker, along with First Federal Savings & Loan in Craig, was acquired by a group of local investors. The name was changed to First National Bank of the Rockies to reflect the bank's growing regional presence. In 1997, Rocky Mountain State Bank and Rio Blanco State Bank in Rangely were acquired and combined into the Rangely Office of FNBR. In mid-1999 First National Bank of the Rockies opened its first Grand Junction Office in a newly renovated facility at 2452 Hwy 6&50 just east of Mesa Mall. In 1999, FNBR also acquired banks in Hayden and Oak Creek, Colorado. In 2003, the bank opened a second Grand Junction office in the Redlands Marketplace. In 2004, a third Grand Junction office was opened on Horizon Drive, as was an office in Steamboat Springs. In 2006, First National Bank of the Rockies continued its expansion in the Grand Junction market with the opening of an Orchard Mesa office.